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What You Need to Know About Social Security

Every so often, you’ll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?
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Finances That Work

We serve our clients during the financial planning process with deep and meaningful relationships that last for generations.

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The Long Run: Women and Retirement

For women, retirement strategy is a long race. It’s helpful to know the route.
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Overview

Our Process

Investments

Insurance

Charitable Giving

Retirement Planning

Your Finances

Asset Allocation

Barbara Schaper

Barbara Schaper

Office Manager

(410) 321-8808

(410) 321-0291

Cindy Cowman

Cindy Cowman

Registered Sales Assistant

(410) 321-8808

(410) 321-0291

George Llanio

George Llanio

Chief Happiness Officer

Luna Llanio

Luna Llanio

Chief Canine Office

Servando Llanio

Servando A. Llanio

President of Constellation Financial Advisors | Branch Manager of LPL Financial

(410) 321-8808

(410) 321-0291

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Take Charge of Your 401(k)

Keep up with your financial needs while avoiding common (and expensive) rollover mistakes. We put together this guide to help you potentially save thousands in taxes and fees, tips for speeding up retirement preparations, and critical mistakes to avoid.