Insurance Advisors

Frustrated by the complexity of the insurance industry? Let our long-time industry insiders help guide you in making the right decisions.

Led by Dan Carr, our insurance consultant practice helps individuals and businesses make smart, profitable insurance decisions. We provide advice, consultation, and policies for disability insurance, long-term care insurance, life insurance, health insurance, and other personal and corporate insurance. 

 

Insurance Quotes and Questions

 

About Dan Carr, Independent Insurance Consultant

Dan has spent 28 years in the insurance industry, including working for large insurers like Blue Cross and Liberty Mutual. Dan and his team know the ins-and-outs of large and small insurance providers. They know how the system works against you, and how to make it work for you. 

Imagine having someone on your side who can negotiate successfully with underwriters, to get you the best possible coverage and rates.

For example:

  • Dan’s negotiations helped one of our corporate clients save $300,000 a year in health care expenses.
  • We helped a 35 person company save $75,000 in the first year of a new contract by customizing a plan to meet the company’s needs, and not pay for coverage they didn’t need
  • We helped a family with a member on blood pressure medication. They had been told they would have to pay extra for a “pre-existing condition” to obtain coverage, but we were able to negotiate with the insurance provider and help them obtain standard rates.

 

Independent Insurance Consultants

At Constellation Financial Advisors, we remain independent of any one insurance provider, so we can put our client’s best interests first. Here are some of the providers we work with regularly:

Assurant

 

Care First Insurance 

Coventry One insurance.

 

Call Today For Your Complimentary Consultation

If you can’t get a straight answer from your insurance broker, or aren’t satisfied with your coverage and costs and want independent advice, call us at 410-321-8808 and ask to speak with Dan Carr, Registered Representative INVEST.